The best drivers out on the roads of Illinois will still get into an accident
at least once in their lives, according to statistics and history. To
car accidents somewhat uncomplicated and help people recover from collisions, Illinois
also requires each driver to have valid auto insurance. But just because
you have car insurance does not mean you will know what to do if you are
ever in a crash. In fact, most auto insurance companies won’t even
tell you what to do – they’ll just say to call them. That’s
not really the right choice either and it certainly isn’t all you
need to know.
The Rundown on Filing a Car Insurance Claim
First of all, you should know
when you should be filing a car insurance claim for compensation and damage
recovery. The answer is pretty straightforward: whenever you have been
in an accident that caused injury or damage to your vehicle. You should
also file a claim when your car has been vandalized, stolen, or damaged
by a natural disaster or other unforeseen incident.
Secondly, you have to gather up plenty of information to make certain you
are being as thorough as can be.
Information and data important for filing your claim includes:
- Names and policies numbers of all drivers
- Driver’s license and license plate numbers
- Beginning and end of all drivers’ policies
- When and where the accident occurred
- Weather conditions at the time
- Contact information of any witnesses
Gather it all up and make extra copies if need be. Don’t forget to
collect any additional evidence that could be useful, such as photographs
taken at the scene.
Lastly, you actually need to tell your insurance company about the accident,
but don’t be too hasty. If you say the wrong thing at the wrong
time to your own insurance carrier, they might start to believe you were
liable for the crash, even when you were not. This could severely reduce
the amount of compensation they are willing to offer you.
Rather than contacting your auto insurance company and filing your claim
alone, running the risk of accepting liability, you should first
contact our Chicago car accident attorneys from Boudreau & Nisivaco, LLC.
We can start by assessing your claim during a
free initial consultation to double-check that you have everything in order. After you retain our
services, we can talk to your insurance company for you, filing the claim
with accuracy and without the risk of inadvertently making you sound responsible
for the collision. Also, if the liable party or your insurance company
does not want to do their part and give you the coverage you require,
we can help you create a lawsuit to pursue full and fair compensation.
Dial 312.620.1261 to speak to a Chicago personal injury attorney from our