Chicago Auto Accident Injury Attorneys and Property Damage Claims

Most of the time when people consider hiring an injury attorney it’s because they’ve been hurt in an accident. In fact, according to IDOT there are over 365,000 auto accidents reported per year in Illinois. While the majority of car crashes and slip and falls do trigger bodily injury claims, that’s not the only type of damage an accident can cause. ABC News out of Chicago reported a story about a vehicle that crashed into a house this week. The accident caused minor injuries to the homeowners, but it destroyed their property. While the state of Illinois does require drivers to carry auto insurance, it does not require maximum liability coverage. So, what does this mean? Simple, you may be stuck with a big bill if the party at fault doesn’t have solid coverage. If you have questions about Chicago auto accident injury attorneys and property damage claims click here, we can help you navigate the muddy waters of insurance reimbursement.

John Nisivaco is an award-winning Chicago Personal Injury Lawyer. Throughout his tenured career, Mr. Nisivaco has handled thousands of cases. Our law firm answers questions on a daily basis about injury laws and the rights of accident victims. While our website, and this article, are not to be considered legal advice we do want to touch on a “hot topic” throughout this post. There seems to be a lot of confusion between property damage claims and auto accidents that have no bodily harm. We aim to tackle this during this post.

Three Things Injury Attorneys Need to Determine to Take Your Case

As we mentioned above, there seems to be a lot of confusion about bodily harm property damage. We believe there are three things injury attorneys need to determine to take your case. Our law firm has been fighting for the rights of injury victims for over 45 years. John Nisivaco and Alan Boudreau have won well over one hundred million dollars for accident victims. Needless to say, we’ve been around the block. We have seen pretty much everything and we know how to negotiate with insurance companies. So, why is it so important to differentiate between bodily harm and property damage? Simple, you may or may not have a case depending upon the details.

See, injury attorneys tend to take cases on a contingency fee basis. This means they do not charge a client any money upfront. We do the same, and in fact, we believe we go even further. John offers a free, very thorough consultation and case evaluation. We may even be able to help with rental car coverage and expenses. The point is this, our law firm had to determine if you have a potential case. This saves you time and helps streamline a settlement, should your injury merit a potential settlement. Here are three things we need to analyze in order to assist you with an injury claim.

Bodily Harm Versus Property Damage 

Bodily harm versus property damage is one of the first things we look out when we get calls for auto accident claims. Simply put, if you’re involved in a car crash, and your car has physical damage, you most likely have a property damage claim. Now, if you’re injured in the crash, you may also have a bodily harm claim. Unfortunately, you need to be injured. If you got into a simple fender bender and you’re claiming whiplash or back injuries you may not have a leg to stand on. Insurance companies scrutinize claims and look for potentially fraudulent activity. Most injury lawyers won’t take simple car damage claims.

However, some property damage claims may merit an injury lawsuit. For example our cover story. A homeowner is facing hundreds of thousands of dollars in repairs because someone drove their car through their home. This is a type of case we may take, and it may merit a settlement.

Liability and Statutory Rules

Liability and statutory rules are also important items to consider. Different states have different rules. In Illinois, there are very specific rules about presenting and proving liability. There are also time limits as to when you can file an injury claim. We need to make sure we cover both of these topics and that you have the legal right to still file a claim. In addition, we need the make sure that we have our “ducks in a row” when we are trying to provide liability on the party at fault.

Medical Documentation and Supporting Facts

This may be the most important thing we need to discuss. Medical documentation and supporting facts that “prove” you are truly injured are vital. The insurance company representing the party at fault is going to put up a fight. If you do not go to the doctor right after an accident we may have a problem. See, insurance companies have their own attorneys. They also have teams of adjusters and underwriters. If you fail to seek medical attention right after an accident we may not be able to “match up” the injury to the accident.

This can give an insurance agency or attorney all the ammunition they need to deny your claim. Again, while we are not providing you legal advise it may be advantageous for you to seek immediate medical attention after sustaining an injury. Get the medical records, discuss your symptoms and pain, and let the doctor know about any preexisting conditions that may have been affected by your recent accident.

Chicago Personal Injury Lawyers 

John Nisivaco and Alan Boudreau are tenured, trial-tested Chicago Personal Injury Lawyers. From AVVO to Super Lawyers our law firm has been recognized as one of the best injury firms in Chicago, IL. John and Alan have over 50 years of combined injury experience. In addition, we’ve won over $100,000,000.00 for our clients. If you, or a loved one, have been injured due to someone else’s negligene we can help. Contact us today for a free consultation. We service Chicago and all of Cook County.