Many people do not realize that if they are injured or their property is damaged by an uninsured motorist, in the state of Illinois they can collect damages from their own automobile insurance policy. This is because if you are an insured motorist, you automatically have coverage for acts of uninsured drivers.
The law in Illinois and a few other states make it mandatory to have what is known as “uninsured motorist coverage.” If a car is stolen, it is considered “uninsured,” so if that car is involved in an accident, the actual owner of the vehicle is not liable for any damage created by the accident.
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UIM IS MANDATORY IN CHICAGO, IL
At the Chicago personal injury law firm of Boudreau & Nisivaco, LLC, we represent injured people and help them collect the financial compensation they are entitled to for their injuries. There have been dozens of clients who we have represented that were struck by a vehicle that was not insured at the time of the accident.
This is when the question of uninsured motorist coverage comes into play. Illinois law requires anyone being bound by insurance to purchase uninsured motorists coverage (UIM) with a limit equal to that of their bodily injury liability limits, unless they select a lower limit of coverage in writing. But they still must have uninsured motorist coverage. Property damage coverage is optional when choosing uninsured motorist coverage.
HELPING YOU PURSUE MAXIMUM COMPENSATION
If you have been involved in an accident with someone who was uninsured at the time of the accident, call our firm today so that we can assist you in recovering the maximum financial compensation allowable under the law. Our Chicago personal injury lawyers have been highly trained and have a vast amount of experience.
We continuously stay up-to-date with continuing legal education to stay abreast of the changes in the law that inevitably occur each year. Uninsured and underinsured coverages are not fully understood by most practitioners, and sometimes lawyers will turn away a case when they discover that the liable party has no insurance.
HOW CAN BOUDREAU & NISIVACO, LLC ASSIST US?
We have recovered millions of dollars for our clients over the past 30 years in a multitude of cases. Read what our clients have said about us and see a sampling of our case results. We have a proven track record of success and our attorneys have more than 50 years of combined experience. Contact us today for your free evaluation.