Hit By An Uninsured Motorist? You Have Rights!

Many people do not realize that if they are injured or their property is damaged by an uninsured motorist, in the state of Illinois they can collect damages from their own automobile insurance policy. This is because if you are an insured motorist, you automatically have coverage for acts of uninsured drivers.

The law in Illinois and a few other states make it mandatory to have what is known as “uninsured motorist coverage.” If a car is stolen, it is considered “uninsured,” so if that car is involved in an accident, the actual owner of the vehicle is not liable for any damage created by the accident.



At the Chicago personal injury law firm of Boudreau & Nisivaco, LLC, we represent injured people and help them collect the financial compensation they are entitled to for their injuries. There have been dozens of clients who we have represented that were struck by a vehicle that was not insured at the time of the accident.

This is when the question of uninsured motorist coverage comes into play. Illinois law requires anyone being bound by insurance to purchase uninsured motorists coverage (UIM) with a limit equal to that of their bodily injury liability limits, unless they select a lower limit of coverage in writing. But they still must have uninsured motorist coverage. Property damage coverage is optional when choosing uninsured motorist coverage.


If you have been involved in an accident with someone who was uninsured at the time of the accident, call our firm today so that we can assist you in recovering the maximum financial compensation allowable under the law. Our Chicago personal injury lawyers have been highly trained and have a vast amount of experience.

We continuously stay up-to-date with continuing legal education to stay abreast of the changes in the law that inevitably occur each year. Uninsured and underinsured coverages are not fully understood by most practitioners, and sometimes lawyers will turn away a case when they discover that the liable party has no insurance.


We have recovered millions of dollars for our clients over the past 30 years in a multitude of cases. Read what our clients have said about us and see a sampling of our case results. We have a proven track record of success and our attorneys have more than 50 years of combined experienceContact us today for your free evaluation.


Meet Our Team

Alan Boudreu

Founding Partner

John Nisivaco

Founding Partner

Jessica Ardon


Emily Noonan

Legal assistant

Eric Bandke


Membership & Awards


I came to John Nisivaco after being in a hit and run accident as a pedestrian. It was a very tough time for me and my family. When we contacted John we felt much more at ease. The whole experience was alleviated by John and the firm. He was upfront with us and told us all of our options and possible outcomes. With the case, we were always informed about its progress in a timely manner. I’m glad we came to John because he made our experience with my injury much easier and it was settled very quickly. He also looked ahead and made sure that I would be able to handle my settlement responsibly. I would recommend John Nisivaco to anyone who is thinking about hiring a personal injury attorney.

DaanishPersonal Injury Client

I just want to thank you so much for helping me get through a difficult time. I trusted you completely and you didn’t let me down. You were very professional and caring. My sister is going through a similar situation with her daughter and this incident happened over 3 years ago and she has gotten nowhere. I would highly recommend Boudreau & Nisivaco. You are the best!

Donna L.

Thank you so much for all of your help regarding my settlement! I am extremely grateful for all of your hard work and professionalism. You always took the time to answer my questions, and we knew there were many (sorry about that)! Again, a zillion Thank You's!


A few years ago, I used the law firm of Boudreau & Nisivaco for a work related injury and I was very impressed with their services. I received status updates in the mail and phone calls on my case as it progressed. Even after the settlement, my lawyer continued to call me to ask how I was doing. I would definitely recommend the Boudreau & Nisivaco law firm.


We want to thank you from the bottom of our hearts for representing us in our workers’ compensation claim in the most professional, knowledgeable and compassionate manner possible. You were there through the tears, the pain, and the heartache, and for that we will be forever grateful. You will always be very special to us.